Retention ratio of life insurance market worldwide 2021, by country
Denmark was the the OECD country with the highest reinsurance retention rate for life insurance in 2021, with 99.9 percent. This means that 99.9 percent of life insurance premiums taken on by Danish insurers were kept on their books, rather that being passed to reinsurers. This compares to an OECD average of 81.9 percent, a ratio of 71.8 percent in the United States, and 86.4 percent in the United Kingdom.